![GVV Kommunal](https://static.wixstatic.com/media/0e629f_b20649affc804f83b267f12ce61d235d~mv2.jpg/v1/fill/w_200,h_200,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/Subtile%20Formen%20Transparent.jpg)
GVV Kommunal
![Bildschirmfoto 2021-01-11 um 19.31.37.pn](https://static.wixstatic.com/media/0e629f_71209ba39c3d4968b977f3c2e0043e58~mv2.png/v1/crop/x_19,y_21,w_119,h_119/fill/w_36,h_36,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/Bildschirmfoto%202021-01-11%20um%2019_31_37_pn.png)
KFZ, Feuer, Einkommensausfall, Haftpflicht, Finanzielle Verluste
![csm_NEU_Icon_Umwelt_04_b0635f5a5f.png](https://static.wixstatic.com/media/0e629f_d0f367992a2a469ab17398e3993399f2~mv2.png/v1/crop/x_82,y_0,w_600,h_568/fill/w_36,h_34,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/csm_NEU_Icon_Umwelt_04_b0635f5a5f.png)
![29-lupe-150x150.jpg](https://static.wixstatic.com/media/0e629f_a838a664d7f544ab9514fd9d246a284f~mv2.jpg/v1/fill/w_36,h_36,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/29-lupe-150x150.jpg)
8
![geld-sw-rgb_edited.jpg](https://static.wixstatic.com/media/0e629f_2945ddef6efc48e78fd3d20b01e734ee~mv2.jpg/v1/crop/x_60,y_68,w_460,h_460/fill/w_36,h_36,al_c,q_80,usm_0.66_1.00_0.01,enc_avif,quality_auto/geld-sw-rgb_edited.jpg)
6.8
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_25,h_25,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
Erklärungen zu den Kennzahlen gibt es beim Verweilen der Maus auf dem jeweiligen Symbol.
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_25,h_25,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
SFCR-Kennzahlen im Detail
2019
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
reine Solvenzquote
114
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
ausgewiesene Solvenzquote
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
Diversifikation
46.9
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
EPIFP/Eigenmittel
8.1
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
Risikomarge
16.2
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
Anteil Überschussfonds
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
Marktrisiko/Gesamtrisiko
-31.7
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
Staatsanleihenquote
5.9
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
Transparenzpunkte
8
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
SII-Qualität
6.8
Nur Krankenversicherer
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
Präventionspunkte
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
erwartete Beitragsstabilität
Nur Sachversicherer
Abwicklungsergebnis
2018
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_25,h_25,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
143
44.8
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
9.2
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
15.6
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
-30.4
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
3.4
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
ESG-Kennzahlen im Detail
Environment
ESG-Board oder Zuständige*r
Maßnahmen zur CO₂-Reduzierung
CO₂-Ausstoß pro Mitarbeiter
Ökostromanteil
ESG in der Kapitalanlage
Social
Frauen in Führungspositionen
Inklusion
Familienfreundlichkeit
Sportliche Förderung
Net Promoter Score
Soziale Initiativen
2019
2018
Governance
![info.png](https://static.wixstatic.com/media/0e629f_5165e31494e4493fb89264c609a3b89f~mv2.png/v1/fill/w_14,h_14,al_c,q_85,usm_0.66_1.00_0.01,enc_avif,quality_auto/info.png)
Solvency II Bericht
Summe